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Tuvel for India.

Built in India for Indian banks, NBFCs and wealth managers, and designed around RBI’s rules from the first line.

  • RBI

    The design maps line by line to RBI’s published rules, from the FREE-AI framework to the 2025 Authentication Directions, e-mandates, prepaid instruments and Account Aggregator.

    Available now
  • DPDP Act

    Consent before data, masked identifiers, documents read and not stored, and a record of every step.

    Available now
  • Data in India

    A private copy per bank, inside the bank’s VPC in an Indian region of Google Cloud, AWS or Azure.

    Available now
  • AI model calls inside India

    With an open-weight model hosted in India, every AI model call stays inside India.

    Available now
  • Indian languages and voice

    English and ten Indian languages through Sarvam, by voice or text.

    Available now
  • UPI, Account Aggregator and BBPS

    The advisor is designed around them; each connection is set up for the bank.

    Per deployment
  • Desk agents for Indian banking

    Agents that work with GST returns, CKYC, EDPMS and IDPMS, RBI circulars and Indian credit practice.

    Available now
  • Mule triage on MuleHunter.AI alerts

    The Mule Account Alert Triage agent can take alerts from MuleHunter.AI, the Reserve Bank Innovation Hub’s mule-detection model, as an input alongside your own monitoring, and gathers the evidence for an investigator.

    Per deployment

The RBI map, line by line

Know Your Agent.

The two keys and the levels give a bank three answers before any agent acts: which agent it is, what the customer agreed to, and the limits it acts within.

  • Agent identity

    Every agent has a name, a role, a desk, a level, a model, the tools it was granted and the person who approves its work, in one inventory. Every action it takes is on the record under its own name.

  • Consent

    The customer consents before any account is linked, chooses the advisor’s level, and confirms each money action with a tap bound to the exact amount and payee.

  • Limits

    The bank’s ceiling for each customer segment, caps per payment and per day, and a budget per agent. The customer’s key and the bank’s key are both checked when an action runs.

The two keys   Levels and earned autonomy

Desks Indian banks start with.

  • Retail credit operations

    Retail and MSME loan files, from application to disbursement.

    • Loan File Orchestrator
    • Document Intake and QC
    • Cash Flow and Statement Analyser
    10 agents on Retail credit operations
  • Corporate and MSME credit

    Corporate and mid-market credit files: memos, pricing, documents, early warning and workouts.

    • Credit File Orchestrator
    • Financial Spreading
    • Borrower Research and News
    12 agents on Corporate and MSME credit
  • Compliance and financial crime

    Circulars, returns, AI governance, AML and sanctions alerts.

    • Compliance Orchestrator
    • AI Governance and Inventory
    • Circular Tracker and Change Impact Mapper
    7 agents on Compliance and financial crime
  • Trade finance

    Remittances, letters of credit, guarantees and export and import bills.

    • Trade Desk Orchestrator
    • EDPMS and IDPMS Reconciler
    • Remittance and Trade Document Intake
    6 agents on Trade finance

Questions.

Is Tuvel designed for RBI-regulated banks and NBFCs?

Yes. The design maps line by line to RBI’s published rules, from the FREE-AI framework to the 2025 Authentication Directions, e-mandates, prepaid instruments and Account Aggregator, for your risk and compliance teams to review.

Which Indian languages does Tuvel speak?

English and ten Indian languages through Sarvam, by voice or text.

Does Tuvel connect to UPI, Account Aggregator and BBPS?

The advisor is designed around them, and each connection is set up for the bank as part of its deployment.

Where is data processed?

In a private copy per bank, inside the bank’s private VPC on Google Cloud, AWS or Azure, in the region the bank chooses. With an open-weight model hosted in India, every AI model call stays inside India.

What is Know Your Agent in Tuvel?

Three answers a bank has before any agent acts. Agent identity: each agent’s name, role, level, model, tools and approver, in one inventory, with every action on the record under its name. Consent: the customer links accounts only after consent and confirms each money action with a tap. Limits: the customer’s level, the bank’s ceiling and caps, and a budget per agent, all checked when an action runs.

Can Tuvel use MuleHunter.AI alerts?

The Mule Account Alert Triage agent can take alerts from MuleHunter.AI, the Reserve Bank Innovation Hub’s mule-detection model, as an input alongside your own monitoring, and gathers the evidence for an investigator. The alert feed is connected for each bank in its deployment.

See it in 30 minutes.

A walkthrough with the people who built it, on the desk or journey you choose.

Or write to demo@tuvel.co.